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Mortgage Calculator

Estimate monthly mortgage payments including taxes and insurance.

About this tool

Estimate your monthly mortgage payment from the home price, down payment, rate and term, with optional property tax and home insurance added in. All figures are computed live in your browser.

Frequently asked questions

What does the monthly total include?
It adds estimated monthly property tax (price × tax rate ÷ 12) and home insurance (yearly amount ÷ 12) on top of the principal-and-interest payment.
Can I enter the down payment as a percentage?
Yes. Tick the percentage option and the down payment value is treated as a percent of the home price instead of a fixed amount.

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